Ready for some real-life magic? Not the 'rabbit from a hat' sort, but the kind that unlocks the door to your dream home! Yep, I am talking about that seemingly mysterious three-digit number - your credit score! But does it really hold the key to your mortgage approval? Let's spill the tea! Okay, imagine for a second your credit score is like a report card from your days in school. But instead of grading you on math or English, it's judging your debt handling skills. Sounds scary? Fear not, we've got the deets right here! 1. Credit Score: The Mortgage Gatekeeper In the…

Congratulations! The thought of owning your own home is an exciting prospect. As a first-time homebuyer in British Columbia, you’re about to embark on a journey that will provide you with a sense of stability, pride, and a place to call your own. While stable employment and down payment are essential, there are a few more factors to consider before taking the leap into home ownership. In this blog, we’ll explore four signs that indicate you might be ready to unlock the door to your dream home.

Are you in the market for a new home or looking to refinance your existing mortgage? If so, you're likely aware that finding the best terms and rates for your mortgage is a crucial step in securing your financial future. However, navigating the mortgage market can be a daunting task, with countless lenders offering a variety of loan products and rates. That's where a mortgage consultant can help. In this blog, we'll explore how working with a mortgage consultant can help you find the best mortgage terms and rates to suit your needs.
 

Taking the plunge and buying a new home or property is exciting and generally considered a top investment decision. However, this does not mean that the situation comes without risks.

Buying a home for the first time can be both an exciting and overwhelming experience. From finding the right property to securing the best financing options, the process can be daunting, especially if you’re unfamiliar with the ins and outs of the real estate industry. This is where a mortgage broker comes in. In this blog post, we will dive into the role of a mortgage broker in your first-time home buying journey and why they can be an invaluable resource for you.
 

As the saying goes, buying a home is likely the biggest financial decision most people will ever make. And while it can be an exciting time, navigating the complex and ever-changing mortgage market can be overwhelming. That's where a mortgage consultant can come in handy. In this blog, the expert Nancy Tychowski Mortgage Consultant will discuss the benefits of hiring a mortgage consultant for your homebuying journey.

Are you ready to take the next step in buying your dream home but need help figuring out where to start with a mortgage? Hiring a mortgage broker can be a game-changer, but choosing the right one is essential. Here are 10 things to consider when choosing a mortgage broker in Burnaby. License and Certification: A valid license and certification are among the most important things to look for in a real estate broker. This ensures they are authorized to work in your area and have passed the necessary exams to provide their services. Experience: A broker with a strong track record…

Are you in the process of buying a home and trying to figure out the best way to get a mortgage? Securing a mortgage can be daunting, especially if you’re new to the process. It requires an understanding of credit scores, debt-to-income ratios, and the paperwork involved. This can be overwhelming if you don’t know what to expect. However, with the right preparation and a few simple tips, getting a mortgage can be much easier than you think.

I have been in the banking and financial industry for fifteen-plus years, and as a licensed in British Columbia, I save you time and money by shopping for the right mortgage solution that fits your current needs, whether now or in the future.

Nancy Tychowski, Mortgage Consultant, wishes you and your family a happy and safe holiday season and all the best for the New Year 2023! If you need assistance from me during this time, feel free to get in touch by clicking here.

Every industry has its own language and terms. These words and phrases can be confusing to anyone who is not part of the daily operations of a specific sector, and the mortgage business is no exception.

A mortgage consultant can make or break your case, which is why you need to ensure that you hire someone with a positive history. They can help you get a mortgage close to your terms and conditions.

A home purchase is one of the most significant financial decisions one can make in their lifetime. It’s, therefore, imperative to take your time and be prepared for the actual mortgage process.

I’m Nancy Tychowski Mortgage Consultant. I look forward to sharing my story. I hope that you will enjoy getting to know me better.

Growing up, I have always been dynamic and highly analytical. I have fifteen-plus years of experience in the banking and financial sector and have successfully dealt with financial compliance issues. With this in mind, upon moving to Victoria, BC, in 2021, I got my mortgage license and established my business to save you time and money by shopping for the right mortgage solution that fits your current and future needs.

One of the most exciting and rewarding moments in anyone’s life. Is being able to purchase your first home! Regardless of whether you're buying an apartment, townhouse, rancher or a two-story family house. It’s a BIG accomplishment just to get your foot in the door. This gives you a sense of freedom and security. Just for you to get your foot in the real estate market it gives you the opportunity to build equity and future dreams.

With the feeling of being a first-time home buyer, it is important to remember that this is likely the largest financial decision you will ever make. You need to ask yourself some questions to ensure you are ready to make this incredible leap!

Well in today's world, it can be hard to know which way to turn to ensure that you make the best decision for your future. Lucky for you, I can help! I have access to over 200 lending institutions including big banks, credit unions and trust companies, I am a licensed mortgage professional with a vast array of available mortgage products that can fit your current needs.

There are first-time homebuyer programs to financing for the self-employed or those with credit blemishes. As a mortgage professional I can help you find the best mortgage for - no matter where you’re at in your life!

We are delighted to announce the launch of our new website!