Licensed Mortgage Consultant · British Columbia

The right mortgage, the right rate, without the runaround.

One application, access to 200+ lenders, and a licensed BC broker handling the details — so you don't have to.

Apply Now Call (604) 379-4548

Nancy Tychowski, licensed mortgage consultant

200+ lenders,
one application

Licensed across BC Access to 200+ lenders 15+ years in banking & finance No-pressure guidance

What I can help with

Every kind of mortgage, in one place

Whatever stage you're at — first home, refinance, renewal, or something more complex — there's a path. Pick the one that fits.

Residential Mortgage

Financing for the home you live in, structured around your goals.

Pre-Approved Mortgage

Know your budget before you shop. Home purchase assistance, upfront.

First-Time Homebuyer

A guided, jargon-free first step into the market — with you at every stage.

Self-Employed Mortgage

Solutions built for business owners and non-traditional income.

New to Canada Mortgage

Newcomer programs that recognize your situation, not just your credit history.

Mortgage Refinance

Restructure to access equity, lower your rate, or change your terms.

Mortgage Renewal

Don't auto-renew. I'll shop your renewal for a better deal.

Reverse Mortgage

Turn home equity into income while staying in your home, for 55+.

Other services

Debt Consolidation Second Mortgage New Home Mortgage Rate Shopping Assistance

Mortgages Lab · Powered by Mortgage Architects

Ready when you are

Ready to start your application?

The online application takes about 10 minutes — and there's no obligation to proceed.

Why work with Nancy

A broker in your corner

15+ years in finance

A career in banking and finance, now working entirely on your side of the table.

Access to 200+ lenders

Big banks, credit unions and trust companies — compared in one place for the best fit.

One application, handled

You fill out one form. From pre-approval to closing, the paperwork is on me.

In their words

What clients say

Based in Victoria · Serving all of BC

Areas served

Now based in Victoria and serving buyers and homeowners across Greater Victoria and Vancouver Island — while continuing to look after longtime clients throughout the Lower Mainland.

VictoriaSaanichOak BayEsquimaltView RoyalSidneyLangfordColwoodSookeDuncanNanaimoVancouverSurreyBurnabyRichmondCoquitlamLangleyNorth & West VancouverAbbotsfordKelownaKamloops

…plus surrounding communities across Vancouver Island and the Lower Mainland.

View all service areas

Let's get started

Your application is one click away

Start online, or reach out directly — whichever feels easier. No pressure, no obligation.

(604) 379-4548 info@mortgagesbynancy.ca