Find Your Dream Home with the Best Mortgage Solution!

Owning a home is one of the most exciting and important decisions you will ever make. As Mortgage Consultants, we understand the unique needs of different clients, and we are here to provide you with the best mortgage product that suits your needs. We work to find the right solution and service for you.

Understanding Mortgage Terms:

• Principal: The amount of the loan you borrow.

• Interest Rates: The cost charged by the lender for borrowing funds.

• Mortgage Payments: Payments made to the lender, including both principal and interest charges.

• Amortization Period: The number of years it takes to repay the entire mortgage.

• Term: The length of the mortgage agreement between you and the lender.

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Secure Your Dream Home with a Pre-Approved Mortgage!

Buying a home can be a stressful process, but with a pre-approved mortgage, you can rest easy. This program will help you understand your budget, lock in a great rate for up to 120 days, and avoid rising rates. And, if the interest rates decrease, you can always re-qualify for a lower rate.

• Secure your rate for up to 120 days (4 months).

• Avoid rising rates.

• Re-qualify for a lower rate if interest rates decrease.

• Get a better understanding of your budget.

• Make the home-buying process stress-free.

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Your Guide to Buying Your First Home!

Buying a home can be an overwhelming process, especially if it's your first time. That's why we are here to guide you through every step of the way. From planning to closing, we will help you understand the costs, process, and requirements of buying your first home.

• Planning: Determine if you are ready for home ownership.

• Cost Associated with Home Ownership: Learn about the costs involved.

• Process of Buying Your First Home: Step-by-step guidance.

• Securing Your Down Payment: Help with finding the best options.

• Mortgage Pre-Approval: Get pre-approved for a mortgage.

• Financial Approval

• Closing Day and Getting the KEYS

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Own Your Dream Home Even If You're Self-Employed!

Being self-employed can make it challenging to secure a mortgage, but we are here to help. We understand the requirements for a self-employed mortgage and will guide you through the process. With access to over 200 lenders, we will help you find the right solution for your unique situation.

Requirements for a Self-Employed Mortgage: Vary between companies.

• Income Determination: Based on taxes from the past two or three years.

• Higher Down Payment: May be required if your average monthly income isn't ideal.

• Personal Assets Analysis: May be required if your average monthly income isn't ideal.

• Access to Over 200 Lenders: To find the best solution for you.

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Find the Best Mortgage Rates with Our Expert Help!

Are you tired of scouring the internet for the best mortgage rates? Let us do the hard work for you! Our team of mortgage experts has access to over 200 lenders, allowing you to find the best rate for your specific needs.

• Personalized shopping: Our team takes into account your specific situation, including loan type, term, and creditworthiness, to find the best rates.

• Saving you money: A difference of just 0.5% in interest rates can save you thousands of dollars over the life of the loan, and our experts will ensure you get the best rate possible.

• Access to over 200 lenders: Our team has a vast network of lenders, giving you a wider pool of options.

• Time-saving: You don’t have to spend hours searching for the best mortgage rates; our experts will do the work for you.

• Trusted and experienced: Our team of mortgage experts has years of experience, giving you peace of mind that you’re getting the best advice and the best rates.

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Get a Mortgage as a Newcomer to Canada with Our Help!

Moving to a new country can be overwhelming, but getting a mortgage doesn't have to be! We can help newcomers to Canada find the right mortgage solution, even if they don't meet the usual eligibility requirements.

• Customized options: We take into account your specific situation, including employment history, credit history, and legal status, to find the best mortgage solution for you.

• Insured against default: Our new to Canada mortgage options can be insured against default, giving you peace of mind that your mortgage is secure.

• Available for recent immigrants: Our services are available for those who have immigrated to Canada within the last 5 years and have legal status in the country.

• No hidden requirements: We will clearly explain the requirements and eligibility criteria for a new to Canada mortgage, ensuring you have all the information you need to make an informed decision.

• Experienced guidance: We have years of experience working with newcomers to Canada, giving you the advice and support you need to navigate the mortgage process.

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Get Ready for Your Future Home with Our New Home Mortgage Assistance!

If you’re dreaming of a new home, it’s never too early to start preparing. We can help you start saving for your down payment, improve your credit score, and find the best mortgage options to suit your needs.

• Customized savings plan: We help you create a savings plan, so you can start putting money away for your future home.

• Credit score improvement: We help you improve your credit score, ensuring you’re in the best position possible to get a mortgage.

• Mortgage options: We explore the different mortgage options available, so you can find the one that’s right for you.

• Financial guidance: We give you the financial guidance you need so that you can make informed decisions about your future home.

• Long-term planning: We help you plan for the long term, so you’re not just buying a home but building a secure future for yourself and your family.

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Take the First Step to Your Dream Home with Our Mortgage Loan Application Service.

Applying for a mortgage loan can seem daunting, but we are here to guide you through every step of the process. Whether you're a first-time home buyer or a seasoned investor, we will help you find the best mortgage solution for your needs.

• Accurate financial assessment.

• Pre-approval and meeting with a Mortgage Broker.

• Consideration of factors such as credit score, budget, down payment, and mortgage options.

• Building relationships with mortgage lenders to secure the best rate and term.

• Collection of required documentation.

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Unlock the Equity in Your Home with Our Mortgage Refinance Services

Refinancing your mortgage can bring financial relief and open up new opportunities. Whether you're looking to renovate your home, purchase an investment property, or simply save money on your monthly payments, we are here to help.

• Access to equity in your home.

• Better interest rates and terms.

• Opportunities for renovations, investment properties, or vacation homes.

• Reduction in monthly payments and interest savings.

• Expert guidance throughout the process.

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Get Back in Control of Your Finances with Our Debt Consolidation Mortgage Services.

Struggling with high-interest debt can be stressful, but there's a solution. By consolidating your debt into your mortgage, you can save thousands of dollars in interest and cut your monthly payments. Let us help you achieve your financial goals with our debt consolidation in Burnaby.

• Reduction in monthly payments.

• Increased cash flow.

• Thousands of dollars in interest savings.

• Streamlined debt management.

• Personalized solution for your unique financial situation.

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Maximize Your Savings with Our Mortgage Renewal Services

Your mortgage is up for renewal, and it's time to start shopping around for the best rate. Don't settle for automatic renewal with your current lender. We will help you compare rates and terms from multiple lenders to ensure you get the best deal.

• Opportunity to improve your interest rate.

• Alter your monthly mortgage payments.

• Shop around for the best deal.

• Expert guidance throughout the process.

• Timely renewal to ensure you don't miss out on potential savings.

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Unleash the Hidden Value of Your Home!

Are you a homeowner aged 55 or above? Do you want to increase your cash flow without making monthly mortgage payments? Then a Reverse Mortgage may be the solution you've been looking for! By leveraging the unencumbered value of your property, you can access the cash you need to finance your retirement and enjoy the things you love.

• Access cash without having to make monthly mortgage payments.

• Secure the loan with your residential property.

• Ideal for older homeowners looking to increase their cash flow.

• Can be used to pay off other debts or cover day-to-day expenses.

• Helps finance your retirement and improve your quality of life.

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Finance Your Dreams Today!

Are you looking to purchase a vacation home or investment property? Do you need a lump sum of money for repairs, upgrades, or a down payment on a new property? A Second Mortgage may be the perfect solution! With a Home Equity Line of Credit (HELOC), you can access the equity you've built up in your home and achieve your financial goals.

• Get access to a lump sum of money.

• Ideal for financing a vacation home, investment property, or home repairs/upgrades.

• Utilizes the equity you've built up in your home.

• Known as a Home Equity Line of Credit (HELOC).

• Can help you achieve your financial goals and make your dreams a reality.

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