The mortgage blog.
Plain-language answers to the questions I hear most — from credit scores and down payments to getting the best rate. No jargon, no pressure.
BC Housing Market Update: Is Now a Good Time to Buy?
More homes for sale, less competition, and a steady Bank of Canada rate — here's why the BC market may be tilting toward buyers, and how to be ready.
Read article December 1, 2023 · 3 min readYour Credit Score: The Magic Number Behind Your Mortgage Dreams
Your credit score can make or break your mortgage. Here's what the number means, the tiers that matter, and how to give yours a boost.
Read article July 4, 2023 · 3 min readUnlocking the Door to Home Ownership: Are You Ready?
Down payment sorted? Here are four signs — beyond savings — that tell you you're genuinely ready to buy your first home.
Read article June 5, 2023 · 3 min readGetting the Best Mortgage Terms and Rates with a Consultant on Your Side
The market is full of lenders and products. Here's how a consultant on your side helps you land the best terms and rates — not just the first offer.
Read article May 12, 2023 · 3 min readAfter You Buy: A Guide to Protecting Your Investment
The keys are yours — now what? Five habits that protect your home investment and keep your finances healthy after you buy.
Read article May 8, 2023 · 3 min readUnderstanding the Role of a Mortgage Broker in Your First-Time Home Buying Journey
From your first consultation to closing day, here's exactly what a mortgage broker does — and why they're a first-time buyer's best resource.
Read article April 10, 2023 · 3 min readThe Benefits of Hiring a Mortgage Consultant for Your Homebuying Journey
Expertise, saved time and money, tailored advice and a simpler process — here's what a mortgage consultant brings to your homebuying journey.
Read article February 24, 2023 · 3 min read10 Things to Consider When Hiring a Mortgage Broker
License, experience, lender access, communication, trust — ten things to weigh before you choose the broker for your biggest loan.
Read article February 8, 2023 · 4 min readFive Tips for Getting a Mortgage
Securing a mortgage can feel daunting — but with the right prep it's far simpler than it looks. Here are five practical tips to get you ready.
Read article January 23, 2023 · 3 min readResources That Can Help You On Your Mortgage Journey
Seven trusted Canadian resources — from Equifax and CMHC to the Bank of Canada — that can help you understand and navigate your mortgage journey.
Read article December 16, 2022 · 1 min readSeason's Greetings From Nancy Tychowski
Warm wishes for a happy, safe holiday season and all the best for the New Year.
Read article November 2, 2022 · 4 min readEssential Mortgage Terms
Fixed vs variable, trigger rates, high-ratio, PIT — a plain-English glossary of the mortgage terms you'll actually hear.
Read article October 7, 2022 · 2 min readTop Five Things to Look For When Hiring a Mortgage Consultant
Not all mortgage consultants are equal. Here are the five things to look for before you trust someone with the biggest loan of your life.
Read article September 9, 2022 · 3 min readCommon Mistakes People Make When Qualifying for a Mortgage
A few avoidable slip-ups can sink a mortgage application. Here are five common mistakes people make when qualifying — and how to dodge them.
Read article August 8, 2022 · 3 min readMeet the Face Behind Nancy Tychowski Mortgage Consultant
Fifteen-plus years in finance, a move to Victoria, and a dog named Oreo — get to know the person behind the mortgages.
Read article July 20, 2022 · 3 min readFirst-Time Home Buyer
Buying your first home? You may need less down than you think. Here's what to ask yourself and how pre-approval sets you up to shop with confidence.
Read article July 7, 2022 · 3 min readWhy Use a Mortgage Broker?
One application, 200+ lenders, unbiased advice, and usually no cost to you — here are five reasons to work with a mortgage broker.
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